With rising incomes and changing saving habits, mutual funds are finding a larger place in the financial plans of households, with Systematic Investment Plans (SIPs) giving investors a way to put aside a fixed amount regularly for long-term goals. As this approach gains ground across cities, Telangana and Andhra Pradesh together have built a mutual fund asset base of Rs 2.95 lakh crore, highlighting the growing participation in mutual fund investing across the two states.
Andhra Pradesh recorded the faster growth, with its mutual fund assets under management (AUM) rising 23% from July 2025 to Rs 82,409 crore as of July 2026. The state ranks 15th among States and Union Territories and accounts for close to 1% of India’s total mutual fund assets. Its investor folios also crossed 79.44 lakh, showing a broad base of mutual fund accounts across the state.
Telangana’s mutual fund market is also picking up pace, with assets under management (AUM) reaching Rs 2,12,856 crore by July 2026, a 19% jump from July 2025. The state is now eighth among all States and Union Territories and accounts for around 2.5% of India’s mutual fund assets. With 82.24 lakh folios, Telangana has also built a sizeable base of investors participating in mutual funds.
Hyderabad is driving much of that growth. The city alone holds Rs 1,84,261 crore in mutual fund assets, which is 87% of Telangana’s total AUM. Its AUM has grown 18% in a year, while the city’s 54.44 lakh folios account for 66.2% of all folios in the state. Hyderabad ranks eighth among India’s top 30 cities and contributes 2.10% of the country’s total mutual fund assets.
Visakhapatnam is the largest mutual fund centre in Andhra Pradesh, with an AUM of Rs 16,614 crore, accounting for about one-fifth of the state’s total. Vijayawada follows with Rs 8,337 crore, contributing roughly 10% of the state’s AUM. The numbers show that mutual fund participation is spreading across key cities in the state rather than being concentrated in a single urban centre.
SIPs are becoming a significant part of this investment activity. Telangana has Rs 47,975 crore invested through SIPs, which is 22% of the state’s total mutual fund AUM, with more than 26.09 lakh SIP folios. In Andhra Pradesh, SIP investments stand at Rs 26,820 crore, or 32% of the state’s total AUM, supported by 26.47 lakh SIP folios.
Women account for 24.42% of Telangana’s 19.60 lakh unique investors and 23.60% of Andhra Pradesh’s 20.94 lakh investors, against a national average of 26.74%. The growing investor base comes alongside the strong economic size of both states, with Telangana’s GDP at Rs 17.82 lakh crore and Andhra Pradesh’s at Rs 17.62 lakh crore in 2025-26.
The figures were released by Association of Mutual Funds in India (AMFI) on September 18, highlighting the expanding reach of mutual funds and SIPs across Telangana and Andhra Pradesh. AMFI stated that investor awareness, appropriate asset allocation and disciplined long-term investing remain important as participation grows.
Speaking on the numbers, AMFI Chief Executive Venkat N Chalasani said, “The growth in mutual fund participation reflects a wider shift towards structured and long-term investing. As more investors enter the market, building financial awareness and helping them make informed investment choices will be key to sustaining this momentum.”
Participation is spreading beyond the major financial centres, widening the mutual fund investor base across Telangana and Andhra Pradesh. The trend also points to a growing role for market-linked investments in household financial planning.
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